Eliminate Processing Fees

Keep More of Your Money
Using our Cash Discount Program

Those monthly processing fees add up fast — and they come straight out of your profits. Our cash discount program shifts that cost off your business, so you keep more of every sale while your customers still see clear, upfront pricing at checkout.

  • Fees Nearly Eliminated
  • Fast & Easy Process
  • Quick Monthly Savings
  • Transparent & Compliant
Discover Your Savings
Customer paying with a credit card at a card reader terminal

Join our Credit Card Processing Referral Program

You can get a $500 Gift Card by referring qualified friends, family members, and colleagues!

Click here

Cut Processing Fees & Keep More From Every Transaction

Modernize your point of sale with sleek payment terminals, next-day deposits, and a fully compliant cash-discount program that takes processing fees off your books—all without reworking your prices or wrestling with a complicated setup.

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Customer paying with a credit card on a smartphone at home

Cash Discount Enabled

Display a cash price and a card price side by side—backed by compliant signage and automatic terminal prompts.

Next Day Funding

Money lands in your account faster, so payroll, inventory, and bills stay current.

Tap, Chip and QR

Take whatever your customers reach for—Apple Pay®, Google Pay™, EMV chip, or keyed-in entries.

Real Time Reports

See sales by product, employee, or location in clean dashboards you can export anytime.

Chargeback Help

Real-time chargeback alerts and dispute help cut losses and save you hours of admin work.

Transparent Setup

Clear terms with zero hidden surprises—pick from countertop, handheld, or mobile hardware to fit your shop.

Credit Card Processing, Without The Fees

What if you could stop losing profit to processing fees?

With the FLF Cash Discount Program, card-paying customers cover a small service fee while cash and check payers get your everyday price. Nothing changes in how you operate—we handle the terminal, the signage, and the prompts so you can keep selling.

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Smiling woman shopping online with a credit card and laptop

How do you eliminate your monthly processing fees?

It starts at the register. A clear service fee is added to card payments, so your listed prices become the cash price. The cost of processing shifts onto card transactions—so you keep more of every sale without ever raising your prices.

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Laptop screen displaying Zero Fee

Is the program compliant and fully automatic?

Just post the included notice at checkout. From there, your terminal adds the service fee to card payments and drops it for cash—fully in line with the major card networks’ rules. Day to day nothing changes for you; the system takes care of it automatically.

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Colorful 3D app and payment icon cubes

Where have you seen this approach before?

Think of the gas station posting a lower “cash price,” or the government office that adds a fee for paying by card. It’s the same proven model—nudging customers toward cash while keeping card payments clear and upfront.

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Hand holding three credit cards

FAQ

Credit card processing is the service that allows your business to accept payments from customers using credit or debit cards, either in person or online.

The Cash Discount Program offsets processing fees by offering a discount to customers who pay with cash while adding a small service fee to card transactions.

Yes. When implemented correctly with proper signage, it is fully compliant with state laws and card brand regulations.

Most businesses eliminate 90-100% of their monthly processing fees, resulting in thousands of dollars in annual savings.

Most customers are already familiar with this practice from gas stations and government agencies. Clear signage ensures transparency and acceptance.

We program your terminal to automatically add the fee for card transactions and provide the necessary customer signage.

Yes. You can accept Visa, Mastercard, American Express, and Discover with no limitations.

You’ll need a compliant terminal that supports the program. We provide modern POS systems with contactless payment options.

Most businesses are up and running within 1-3 business days after approval and terminal setup.

Simply apply online or contact our sales team. We’ll guide you through setup, compliance, and staff training.